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Saturday, 7 January 2023

Information Post 399 Insurance Scheme

 Post 399 Insurance Plan: In this post office insurance plan you will get Rs.10 lakh insurance at an annual premium of just Rs.399: India Post Department not only provides postal services but when it comes to banking services, especially in rural areas, it  It is a good medium for many people. 

 Today, India Post has a vast network spread across the country.  Now, in order to protect its customers from accidental death or disability, India Post Payments Bank offers only Rs.  399 and Rs.  299 has issued a contingency insurance policy scheme.

 Post 399 Insurance Scheme / Post will get accident insurance of 10 lakhs in just 399/-

 insurance plan

 While the premium plan for IPPB customers is Rs.  399, its basic plan is priced at Rs.  299 has been kept.

Post 399 Insurance Plans

 India Post Rs.  399 premium insurance plan

 The Rs 399 premium plan offers you risk cover for one year.  It gives you a risk cover of up to Rs 10 lakh in case of accidental death or permanent total disability, permanent partial disability and accidental dismemberment and paralysis.. Accidental medical expenses up to Rs 60,000 in case of OPD and Rs 30,000 in IPD are also claimed under this policy.  can be 

 If hospitalized, you are entitled to Rs 1000 per day for ten days.

 Post Office Accident Insurance Scheme Details

Name of the schemePost Office Accident Insurance Scheme
Started by whomDepartment of Posts
BeneficiaryEvery citizen of India
age18 to 65 years
premiumRs.  399/- per year

Benefits of Post Office Accident Insurance Scheme

 10 lakhs in case of accidental death

 10 lakhs in case of permanent total disability

 10 lakh in case of permanent partial disability

 10 lakhs for accidental amputation and paralysis

 Contingent medical expenses up to OPD 6000 fixed or actual expenses, whichever is less

 OPD cost Rs.  30000 fixed or actual expenses, whichever is less

India Post Payments Bank (IPPB) has come up with an accident insurance scheme which is very useful for the customers.  Annual for premium version is Rs.  399 for the basic version and Rs.  This plan has an annual premium of 299.

 The scheme will protect the customers in case of accidental death, disability or financial loss.

The group accident insurance plan offered by IBPB offers coverage for one year in case of any unforeseen event, including medical expenses, education and many other benefits.


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